Here’s a great tip on getting the REAL Free credit report…
After hearing so many ID theft horror stories, you’re nervous. What about those free credit reports you see advertised? Deal?
STOP! Here’s what you won’t see in a commercial: Under federal law, each of the major credit bureaus (Equifax, Experian and TransUnion) must give you one free credit report a year. The only place to get them is AnnualCreditReport.com.
And what about the offers you’ve seen on TV and the Web? These kinds of sites (among them, FreeCreditReport.com and FreeCreditProfile.com) are hawking credit monitoring services. You’ll have to sign up to get your “free” report, and if you don’t cancel within 30 days, you’ll be charged $10 to $13 a month.
Unless you’ve been a victim of identity theft, you don’t need to pay for a monitoring service.
More tips…
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{ 10 comments… read them below or add one }
It’s sad most people don’t know this… and end up getting scammed. Identity theft sucks and can be a pain to recover from.
Good post, but have you thought about the reason of such free credit report?
i am not a fan of having credits and getting credits cards.’,”
i had a bad credit score last year but i was able to fix it now.~`*
identity theft is rampant both in online and offline settings. better be careful’..
as much as possible i also mantain a good credit record so that i can do business transactions with ease*-;
we can’t avoid to have some credit on banks or from other people, there are just times that we are short of money:,-
we may always need to do some credit specially if we weant to invest on something :.”
on the internet, identity theft is a very common scam so always protect your personal info ,:*